Remote Banking
Transaction Server

A complete interface to central banking system

Introduction

MSCL Remote Banking Transaction Server (RBTS) is a set of integrated software modules that provides complete middleware solution to meet modern remote banking needs.

RBTS provides interface to Host Banking systems to communicate with the Applications controlling remote banking devices. RBTS communicates in ISO8583 format and also support non-ISO compliant format. ISO8583 is a standard specification for transmitting remote banking transaction messages. RBTS provides communication across ATMs, Point of Sale (POS), Cheque Deposit Kiosks, Cash Deposit Machines (CDM), Call Center / IVR, Internet Banking, Mobile Banking, Branchless Banking, Swift/Remittance and network-to-network real time transactions device controllers using common TCP/IP protocol.

RBTS also supports Web API interfacing over HTTP protocol for transaction messaging.

RBTS V2 Framework

Benefits / Key Features of RBTS

1

Support all ADC Channels, Services and Transactions

2

Support for VISA Master & CUP transactions through controllers

3

Support multiple currencies transactions

4

Support for Branch-less
Banking

5

Ensure ease of maintainability

6

Ensure 24X7 availability

7

Ensures continuity during migration

8

Single RBTS Supports multiple central Banking Systems

9

Audit Trail and Reconciliation module for ADC controllers & services

10

Business and operational rule management through parameters

Top Reasons for Adopting RBTS

Simple & easy to implement

Successfully implemented in Banks domestically and internationally

A single interface for all ADC devices devices like ATM, KIOSK, call centers (ADC), IVR, POS & Utility billing sys.

Cost
effective

Parameter
driven

Support online inter Branch Transaction

Provides reconciliation & audit trails for remote transaction

Strong MIS reporting facility

Developer’s
commitment

Clients Successfully implemented RBTS

  • HBL Bank Limited
  • National Bank of Pakistan
  • United Bank of London (Now UBL - UK)
  • Bank AlJazira (BAJ), Jeddah – Saudi Arabia
  • My Bank (Now merged with Summit Bank)
  • Union Bank Limited (Now taken over by Standard Chartered Bank)
  • Bank Al-Baraka Pakistan (Now merged with Emirates Global)